All loan products are subject to approval | APR 1.5% - 18% | Service by TW Kembara Enterprise Sdn Bhd - licensed and subject to eligibility checks
KPKT Licensed Lending Service - KPKT licensed WhatsApp: 018-396 3880 Initial check depends on complete documents
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🏢 Private Sector Employee

Salary Loan for Private Sector Employees

Work in a private company, factory, or service industry? We have a licensed payday loan that is right for you. It's a simple process — all you need is a payslip.

RM50k
Max Loan
30 min
Initial Check
1.5%
Monthly Rate
RM1.5k
Min Salary
💬 WhatsApp — Check Eligibility 📞 018-396 3880

Who Is Eligible?

🏢
Private Company Employees

Factories, shops, offices, F&B, retail and other private-sector workplaces.

💵
Min Salary RM 1,500

Log into the bank account every month.

📅
Minimum 3 Months Employment

At current employer.

🇲🇾
Malaysian Citizen

Valid MyKad, age 21–60 years.

📋 Loan Specifications
Loan RangeRM 1,000 – RM 50,000
Interest Rate1.5% / month (APR 18%)
Tenure12 – 60 months
Initial Check30 Minit
Minimum SalaryRM 1,500 / month
Guarantor / CollateralNot required
StatusStatus rasmi KPKT

Frequently Asked Questions

An initial review can be made if payslips or bank statements show regular monthly income. The result still depends on documents and repayment ability.

Not always. Payslips and bank statements usually help the initial review. The officer will tell you if extra documents are needed.

A common reference is at least three months at the current workplace so there is a consistent salary record to review.

MyKad, latest payslip, salary bank statement and employer information are usually needed for the initial review.

Other Products ← All Payday Loans💼 Fixed Salary / GLC👤 Loan Personal