1. Company Status
TW Kembara Enterprise Sdn Bhd is a KPKT licensed moneylender. No. license: WL2976/01/01-11/220926. License valid until 22/09/2026. License information is displayed for customer reference and can be consulted through relevant official channels or license documents in our office.
2. Rates & Fees
The website referral rate is 1.5% per month, equivalent to an APR of up to 18% per year. The actual payment may vary according to the loan amount, term, applicant profile, documents and final approval.
3. No Guarantee of Approval
All applications are subject to eligibility review, complete documents, verification and formal agreement terms. Phrases like "30-minute initial review" refer to an initial review after the document is complete, not a guarantee of approval.
4. No Hidden Charges
Rates, charges, duration, monthly installments and repayment amounts will be explained before the customer signs any agreement. Do not make payments to parties who cannot show official documents.
5. Applicant Responsibilities
- Provide true and complete information.
- Read all payment details before agreeing.
- Make sure the loan is in line with repayment ability.
- Contact us early if you have payment problems.
6. Official Contact Channels
Official WhatsApp: 010-717 5157. Second phone: 018-396 3880. Office address: Jalan Klang Lama, 58200 Kuala Lumpur.