About TWKembara
Yes. TWKembara displays official KPKT licensed status information and its office address at 8-4, Commerce One, Lorong 2/137C, Jalan Klang Lama, 58200 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur. Customers may verify the information through relevant official channels or office documents.
TWKembara has operated since 2014 and provides licensed loan enquiry services to customers in Malaysia.
Our office is at 8-4, Commerce One, Lorong 2/137C, Jalan Klang Lama, 58200 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur. We operate Monday to Sunday, from 9am to 6pm.
Eligibility & Enquiry
Yes. Each case can be checked based on income, documents and repayment ability. Approval is not guaranteed.
Yes. An imperfect CCRIS record does not automatically mean rejection. The assessment still depends on documents and repayment ability.
The general minimum salary is RM1,500 per month, supported by complete income documents.
Certain products do not require a guarantor or collateral. The actual requirements will be explained according to the product and applicant profile.
Usually a MyKad copy, payslip or income proof, three months of bank statements and proof of address. Additional documents may be requested after review.
Process & Approval
An initial check may be completed in as little as 30 minutes after complete documents are received. Approval and disbursement times depend on verification and official terms.
Contact us, submit the documents, wait for the review, and then check the rate, charges, tenure and total repayment before agreeing.
Yes. You may contact us through WhatsApp or use the enquiry form on this website before visiting the office.
Rates, Charges & Repayment
Charges should not be hidden. The rate, fees, tenure and total repayment must be explained before the customer signs an agreement.
The displayed reference rate is up to 1.5% per month or 18% APR per year, subject to the product, applicant profile and official agreement terms.
Contact us as early as possible so suitable options can be discussed based on the actual situation.
You may request an early settlement schedule. The actual amount will be explained based on the outstanding balance and agreement terms.
Still Have A Question?
Message us on WhatsApp for an initial check. Free and without commitment.