All loan products are subject to approval | APR 1.5% - 18% | Service by TW Kembara Enterprise Sdn Bhd - licensed and subject to eligibility checks KPKT Licensed Service - Licence No. WL2976 WhatsApp: 018-270 7880 Initial check depends on complete documents Skip to content
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We answer everything, including questions people feel shy to ask. Honest, direct and clear.

About TWKembara

Ya. TWKembara memaparkan maklumat lesen KPKT No. WL2976 and pejabat in Jalan Klang Lama, 58200 Kuala Lumpur. Pelanggan boleh merujuk saluran rasmi berkaitan atau dokumen lesen in pejabat kami.

Lebih 10 tahun — inasaskan sejak 2014. Ratusan pelanggan Malaysia telah mempercayakan kami for keperluan kewangan mereka.

8-4, Commerce One Lorong 2/137C, Jalan Klang Lama, 58200 Kuala Lumpur. Buka Isnin–Ahad, 9am–6pm. Boleh walk-in atau WhatsApp dulu.

Eligibility & Application

Boleh mohon for checking. Kami tengok kes satu-satu berdasarkan pendapatan, dokumen and kemampuan bayaran balik. Kelulusan bukan jaminan.

Boleh tanya kami. Rekod CCRIS tidak sempurna bukan bermakna automatic reject. Yang penting ada pendapatan tetap.

Minimum RM1,500 sebulan. Perlu masuk ke akaun bank setiap bulan.

Tidak. Pinjaman TWKembara tidak memerlukan penjamin mahupun cagaran aset.

4 dokumen: (1) Salinan IC MyKad, (2) Slip gaji terbaru atau penyata bank 3 bulan, (3) Penyata bank 3 bulan, (4) Bukti alamat. Boleh hantar melalui WhatsApp.

Process & Approval

Checkan awal boleh inbuat secepat 30 minit selepas dokumen lengkap. Masa kelulusan and pembayaran bergantung kepada pengesahan and terma rasmi.

WhatsApp kami → Hantar dokumen → Kami semak & terangkan caj → Anda setuju jika sesuai → proses interuskan. Mudah, 4 langkah sahaja.

Boleh. WhatsApp kami in 018-270 7880 atau isi borang in laman web ini. Seluruh proses boleh inbuat dari rumah.

Charges & Repayment

Tiada. Sebelum tandatangan, kami tunjukkan semua — kadar faedah, jumlah bayar balik, bayaran bulanan. Semua hitam putih.

1.5% sebulan — bersamaan APR 18% setahun. Kadar tetap for tempoh pinjaman.

TWKembara menjalankan perkhidmatan berlesen KPKT with proses that jelas and profesional. Kalau ada masalah bayaran, hubungi kami awal. Kami boleh berbincang for atur semula.

Ya, anda boleh membuat bayaran awal. WhatsApp kami for dapatkan jadual penyelesaian awal.

Still Have Questions?

WhatsApp us. We will reply as soon as possible. Free enquiry.

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Loan Application Form

Step 1 of 3Choose loan type G

Salary Loan

Salary loan

P

Personal Loan

Personal loan

B

Business Loan

Business loan

E

Kecemasan

Emergency loan

Loan AmountRM 5,000RM 1,000RM 50,000
Step 2 of 3Your personal information Please enter your name. Invalid phone number. Please select. Please select. Step 3 of 3Review before submitting Jenis Pinjaman- Jumlah- Nama- Phone- Pendapatan- Pekerjaan-

Dengan menghantar borang ini, anda bersetuju for inhubungi oleh pasukan TWKembara. Permohonan tertakluk kepada semakan kelayakan, dokumen lengkap and terma perjanjian rasmi.

OK

Application Received

We will contact you for initial checking and supporting documents. Approval is subject to review.

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