All loan products are subject to approval | APR 1.5% - 18% | Service by TW Kembara Enterprise Sdn Bhd - licensed and subject to eligibility checks
KPKT Licensed Service - Licence No. WL2976 WhatsApp: 010-717 5157 Initial check depends on complete documents
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🏪 Business Loan · SME & Entrepreneur

Business Loan — Working Capital Review

Licensed loan enquiry for Malaysian SMEs, small traders and entrepreneurs. Grow your business with the working capital you need. The process is simple and transparent.

RM50k
Max Capital
30 min
Initial Check
1.5%
Monthly Rate
60 months
Max Tenure

Who Is It Suitable For?

🏪

Small & Medium Traders

Shops, restaurants, hawkers, retail and service businesses.

🏭

Malaysia SMEs

Small and medium enterprises that need immediate working capital.

👨‍💼

Individual Entrepreneurs

Self-employed with provable business income.

🚚

Online / E-Commerce Sellers

Online business, dropship, reseller with sales record.

📋 Specifications
Loan AmountRM 1,000 – RM 50,000
Interest Rate1.5% / month (APR 18%)
Tenure12 – 60 months
Initial CheckAs fast as 30 minutes
Guarantor / CollateralNot required
LicenseKPKT WL2976 — Licensed Legal

Frequently Asked Questions

You can ask us. The important thing is to have sales records or business account statements that show income. WhatsApp for free review.

Registered SSM helps the process but is not an absolute requirement. Individual businesses without SSM can also consider — depending on the situation.

Yes. Working capital, buying stock, equipment, paying rent, business emergencies — all possible.


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